SAMA Announces the Second Release of Open Banking Framework

The Saudi Central Bank (SAMA) has announced the issuance of the second release under the Open Banking Framework, focused on the Payment Initiation Service (PIS). SAMA also permitted 2 fintech startups to test their solutions in its regulatory sandbox.

Why it Matters? This is a significant advancement in Saudi Arabia’s fintech sector, poised to transform financial transactions and bank transfers for both individuals and businesses.

More Details:

  • The second release includes a set of guidelines and technical standards to enable banks and fintech companies to offer the service.
  • It will allow fintech customers, both individuals and businesses, to initiate payments directly from their bank accounts securely.
  • SAMA authorized XSquare and NeotTe to launch Open Banking platforms.
  • The number of authorized companies under SAMA’s Regulatory Sandbox increased to 19.
  • Since its inception in 2018, SAMA’s Regulatory Sandbox has permitted 50 FinTechs to test and refine their offerings in a controlled environment.

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